It will save you a lot of money and hassle when it comes to RV repairs. Why have an Extended RV Warranty. The RV extended warranty is almost always marked up by the dealer (meaning you will pay more than if you bought a policy direct). He tells me that since they are so busy, they will take care in priority of customers with warranties. Vehicle Service Contracts | Protecting What ... - EasyCare easycare-engage.com EasyCare protects what moves you so … BUT there are still advantages to buying an RV extended warranty right away – cost savings and convenience. Hi Mike, thanks so much for sharing your experience. RV factories aren't full of computer programmed robots with precise processes. Disclosure: Please note this post may contain affiliate links. Another trick I use when first buy my RV is to take the lowest deductible for the first months until have eliminated major problems then later raise deductible to lower payment. And that can put a real dampener on your RV travel experience! Thanks for all of your hard work putting this information together. There are several mail service options – we use Escapees. However, if you have the financial means to fund your major RV repairs – perhaps even do your own repairs, when possible – then you may prefer to roll the dice and self-insure. Especially if you have never owned an RV before. We have consistently found them to offer the best service, most competitive prices, and best options for customers – while getting consistently high ratings. Or you may want to take the risk and cover the cost of repairs yourself. Until then we are simply sharing our experience. RV warranties, or RV extended service contracts, provide coverage for mechanical breakdowns on your towable or motorized RV. Be careful of warranties that require you to use certain repair facilities or networks thus limiting where you can go for service. However, the best plans are backed by insurance companies as a "specialty" line in their overall business. Some RV models may develop a higher than average reputations for repairs. And you’ll be paying interest on that. This is basically a policy you can buy that will cover (most of) the repair bills for the failure of almost every working mechanical component, system or appliance on your RV. Our opinions are not – and never have been – for sale. I hope this helps and clarifies things a little better!”. But we do appreciate that is a personal choice… it all comes down to what are you willing to pay for peace of mind. We have bought a new Grand Design 5th wheel and hope to take delivery very soon. Contract Protection - One thing you don't want to have to worry about is completely losing the money you invested in an extended warranty. The RV itself, financing, non-essentials (eg. But you won’t have the peace of mind that an RV extended warranty may bring. When it comes to getting repairs done, warranty companies have several advantages that allow them to be more efficient and cost effective than the average consumer. You hope you don't need the coverage or have any claims, but you certainly don't want your money to disappear leaving you with no coverage at all. Luckily we installed an ARP control and it shut the fridge down and averted disaster (the 1200 is notorious for causing fires). We regularly recommend companies and services that offer NO affiliate commissions whatsoever – that is never the reason we would recommend someone. – Our Comprehensive Review after 6 Years – https://rvlove.com/2020/08/06/is-thousand-trails-worth-it-our-comprehensive-review-after-6-years-823-nights-of-tt-camping-2020. 1.3. This type of contract covers the most costly items, some of which have price tags of up to $20,000 (i.e. In considering the overall reduction in build quality (an industry-wide concern), and the latest technology additions, we anticipate an increasing probability that even more RVs will need extensive – and expensive – repairs in the future. But we’d like to know the answer ourselves and share it here. We like that Wholesale Warranties has a strong focus on customer service and education. An RV warranty, also called a service plan or service contract, helps cover repair costs when the vehicle’s systems and appliances suffer mechanical failure. Will check out Wholesale Warranties, apples to apples! Everything you said makes sense to me. Buying your RV extended warranty directly from a company that deals directly with the end consumer – and when the RV is new – is always the most cost effective way to purchase a policy. And, of course, be sure to read the fine print of any contract you sign. Your article was so helpful and well written. HI Robert, Glad you found the article helpful. Of course, you need to have trust in that individual due to the obvious conflict of interest. 2. The quotes from the dealership were outrageous. Easy Care Warranty Coverage Repair Care Rv Service Contract Extended Warranties For Rvs Easy Care Extended Warranty Reviews Easy Care Total Care Warranty. Having owned two RVs – one newer and one older. We have personally experienced a failure of two of the five items listed above. You have to take out insurance on your RV. But that's not the case for warranty companies - if it ain't broke, there's no coverage. And honestly… luck plays a part too! We wish you all the best for safe and happy travels! -M. I had a break line rupture and they denied my claim it was @ 1400 dollars. So buying an extended warranty when your RV is new helps shield you from subsequent price rises. You will need to have the discipline to put that money aside, and only use it to pay for repairs as you go. Definitely get some price comparisons from 2-3 companies and be sure to compare ‘apples with apples’ and pay close attention to their reputation when it comes to paying on claims. The RV extended warranty is almost always marked up by the dealer (meaning you will pay more than if you, It can be stressful and overwhelming enough buying an RV. Yes, we are affiliate partners of Wholesale Warranties – we do not recall seeing any other questions about this that we missed or were unanswered…? Having warranty coverage will give you peace of mind, especially being a solo widow woman traveler without a handy hubby to fix things as you travel. Yes RV warranties are a hot topic and people love to share their horror stories, but there are so many factors that play a part. Hi Steve, Wow, thanks for sharing your story! No one knows what you might need to service, and things can be expensive to repair. What’s included is, in short, everything that makes the RV move and steer. If, however, you have (or buy) a much older and less expensive RV (like ours, which is a 1999 model) it may not be worth the investment of an RV extended warranty. Why? Of course a breakdown or parts failure may happen right after the contract purchase. But as full-timers who use our coach 365 days a year, and are able to identify and jump onto issues as soon as they present themselves, we personally appreciated having the confidence and peace of mind that having the RV extended warranty policy brought us. In November 2016 alone, they covered over $1,300 in accommodation and meals. Honestly, we have heard both good and bad reports on the Good Sam policies – we have never owned one from GS ourselves, and would not buy one. If you do, you could end up paying much more for it in the long run due to the interest charges. And that all changed a few days ago. Breakdowns, mechanical failures, and appliances that quit working are all part of the RV “adventure”. 6. When to Buy an RV Warranty? It can take some time to adjust to, and we typically suggest people give it up to a year to adjust. For RVs 16-20 years old, you can still buy a powertrain warranty, which is more limited, but still provides coverage on important parts. It may depends on the situation / repair. Which brings us to the question…. Probably NOT. We’ll answer some common questions about the nuts and bolts of RV Extended Warranties and what to look for when shopping around. Service - One thing that is often missing when you buy an extended warranty is service from your Contract Provider (the company from which you bought the contract). There are a few companies out there offering RV extended warranties. Those models will then end up with higher priced policies as the years go on, as they are now known to be more troublesome. Plus, I am pretty handy, and able to fix a lot of things myself. Do you know that the average RV repair runs about $300 per hour including parts and labor? However, for our purposes here, we will use the terms "extended warranty" and "extended service contract" interchangeably. And are therefore less expensive. We knew we wanted the peace of mind of an RV extended warranty, to protect us financially. And what was covered (or would have been covered) by an RV extended warranty. Hopefully, by the time you’ve finished reading this article, you should have a good idea of whether an RV Extended Warranty is right for you, or not. You should get a plan that is transferable, in the event you sell your RV. If it's not listed, it's not covered. But do try to avoid rolling it into your RV financing! It may make your RV more attractive to a buyer. And we have certainly had our fair share of ‘adventures’ when it comes to RV repairs and breakdowns! How’s that working out for us? If your car ends up needing a few repairs during its lifetime, you may quickly realize how much your extended warranty is worth. You would need to contact the company(ies) directly to have them answer that question. You will avoid (or reduce) the risk of finding a ‘pre-existing condition’ that may be disqualified for coverage on the contract. Hi Jim, This is a great question, and we felt it would be better answered in more detail, by a senior executive within a warranty company. Perhaps it depends on the shop. Motorhome Warranty Insurance . Thank you for your well researched article on extended warranties. They will simply tell you it was a pre-existing condition and deny your claim. This was a set daily amount of $225 to cover hotels and meals while our RV was in for repair, up to to 5 nights per repair visit. … There may be a temptation to “put off” RV repairs because you don’t have (or want) to spend the money. Hover over the images below to see the title and click to read it. paint protection), and an RV extended warranty, to name a few. The components in the same exact RV models may be different due to a shortage from one supplier, a change in component pricing, an engineering decision, etc. Every year on January 1, RV warranty prices increase. As always, read the contract, along with the terms and conditions of coverage carefully before signing! Hi Pam, WOW good for YOU buying your Winnebago Micro Minnie! We’ll continue to look into them. He still has a year or two to go on his warranty and he’s at break even already, plus he has peace of mind should anything else occur in the future. Admittedly, it's a tougher call for motorhomes because warranty premiums are higher while a major repair can be much more devastating, so you could have years where you come nowhere close to that annual average and one year where the warranty completely pays for itself. At present, the policy appears to only able to be purchased through a dealer/agent (not direct from the company) so do be aware there could be a markup on the policy cost. We want to sell it now. What is the New Thousand Trails Adventure Membership Upgrade? We also did some repairs and trouble shooting on our own, without going to an RV repair facility. What I understand is this: An Extended Warranty purchased from company other than dealer would be the best option for us and also purchase a separate contract for Towing. Mechanical Breakdown Coverage . Marc, I have owned five different RV’s and the first thing I do when I buy one is enroll it on Good Sam’s Club Extended Service Plan. We are nearing the end of our 5 year contract and contemplating purchasing another, edging towards not doing it (didn’t make $$ sense based on our previous history). To cover pre-existing items (repairs needed before the service contract is purchased), To fill gaps in your RV collision and/or comprehensive insurance, To provide roadside assistance (though extended warranties do have some roadside assistance coverage, it's not a primary part of the contract and specialized RV roadside assistance plans are much better), To cover rust, corrosion, or poorly maintained vehicles, (Most companies will write new contracts on motorhomes with mileage up to 80,000 miles, and a few may offer contracts on higher mileage), (Most companies have age limits for coverage; Coverage may be available for RVs up to 15 years, but always inquire if your RV is over 10 years old), Buying An RV Extended Warranty - What To Look For. We changed to FMCA Roadside Rescue a couple of years ago and have only had to use once – to get towed! If you have additional questions about extended service contracts, feel free to use our. Mostly, you will find a dealer trying to sell you one – at a premium price! And they provide guaranteed coverage, positive customer service, and competitive, fair pricing. The older an RV gets, the more it starts needing repairs. An exclusionary policy will cover everything (non-maintenance) related that is not specifically listed on your policy as not being included. That’s where an RV Extended Warranty may be worth considering – as a way of protecting you against these kinds of unknowns, and hefty repair bills. We had no choice but to fix it – ouch! We do love Entegras, but haven’t actually seen the 36h model yet, so will have to check it out at the Tampa RV Show next month. And while it was a great benefit to us to have ‘out of crib’ travel expenses paid by our extended warranty coverage, we recently learned that this is a benefit the industry is trending away from. It's very important to work with repair facilities that have good warranty departments or personnel that are used to completing the proper procedures for warranty coverage. The RV itself, financing, non-essentials (eg. Exclusionary Contract - An exclusionary contract is what you want. And within 8 years, virtually ALL RVs will need a major repair. We purchased an extended warranty with our gently used 06 Southwind. These clauses can cause denials of large claims, so it might be wise to look at optional "Consequential Damage" coverage if it is available. I would like to know who you would recommend for emergency road service. The policy is transferable and cancelled at any time without any penalty. So you will still have to cover the cost of oil changes, tires and rotations etc. Many of the complaints and bad reports you may read about RV warranties most likely come from people who did not understand their policy or buy the right kind of coverage. BUYER BEWARE! You might want to reach out to Alan Warren of the RV Show USA – I know he has covered some of this topic on his show, and warned folks to cancel and cash in their policies. Make sure your repair facility gets pre-authorization BEFORE doing any repairs. Health insurance companies these days are paying for preventative care in order to keep future, larger claims down. Now i am going to contact Wholesale Warranties and get a quote. Some of those repairs can be quite expensive, and manufacturer warranties are relatively short, which is part of the appeal of having an extended warranty. That said, we totally understand your reason for asking. A good warranty person in a repair facility can make things go very smoothly and reduce the possibility of claims denial. Extended warranties are a racket - the warranty providers pay out the big commissions ( that's why sale people push them), pay the claims that … After 4 years and over 20000 miles? Most extended service contracts have an exception to the "Pre-authorization rule" for emergency repairs. You are a great example of being able to go either way – self insure or get the extended warranty. I wonder if it is because you purchased new from a dealer and it falls within that qualification? These policies will step in to pay the RV repair costs for mechanical components ranging from the diesel engine to the … Be careful of warranties that require you to use certain repair facilities or networks thus limiting where you can go for service. We don’t share this to scare you, but to ensure you are well prepared before making such a big decision. These are "Consequential Damage" clauses. Possibly many things over time, and sometimes many things all at once! They don't pay for preventative actions that might save them money later. Thank you again -M. Fantastic article for a 75 yr. old widow woman who just bought a 2021 Winnebago Micro Minnie. The contracts can be very complicated, but always try to get a copy of a sample contract so that you have plenty of time to review it before purchase. I’m not wealthy but believe I can pay cash for the motorhome (several in mind) I have spotted, and still, have enough savings to cover modest park fees, insurance, etc. 3. That is, paying for your own repairs as you go. The average tends to be around $120 – $130 an hour. Thanks again , sincerely the Rojo family, Hi there Rojo family! However, we did not qualify, as our CC had 170,000 miles on the clock when we bought it, exceeding the mileage limit. This can also help convince a hesitant buyer jump into a sale. How you take care of the RV and how well it was built. Check the terms, refund policy and find out if there is a ‘probation period’. So glad the article was helpful. Thanks. When you buy an Extended Warranty from the RV Advisor, you get full support and protection from the RV Advisor. Why? Cosmetic items are not covered. It has been estimated by many in the RV industry that an RV repair will cost, on average, $300 an hour, including parts and labor. It may be worth doing before making the big and (potentially costly) decision to sell the RV. These policies will list exactly which items ARE covered under the contract. Pre-authorization is a vital part of the service contract and it is YOUR responsibility to make sure your repair facility gets that authorization. Glad you liked the article, and found coverage that works well for you. I am also reading your book “Living The RV Life” in my spare time. We have seen deductibles range anywhere from $50 – $500 per repair visit (not per item). In fact, some contracts have short "waiting periods" (measured in days or miles), before a claim can be filed. And a few end up buying the warranty and don’t claim enough to cover what they paid. We have seen RV repair facility hourly labor rates range between $85 and $150 an hour. Emergency Roadside Assistance (ERA) ERA service 24 hours a day, 365 … And what you are willing to do or pay for that. Be prepared! Not to mention many other repairs during the time we owned that motorhome. The Plan Administrator decides “if” the plan can transfer from the seller to us, the buyers. Flexibility and Convenience - When you are looking for an extended warranty, you want to be able to access repair facilities of your choosing wherever you may be at the time of a breakdown. If an independent inspector chosen by the Administrator doesn't document pre-existing conditions, there is less chance of a claims denial on that basis. The shop performed the repairs and let us know that there was some breakage that should be covered. But the summary above should give you a pretty good guideline. Means – at a dealer, or at least with less frustration spindle and hub which not! To justify most commonly used – RV extended warranty of going too cheap it was @ 1400 dollars solid. 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Excited, we decided to roll the dice and bought our 2017 Class with. Systems on an RV extended warranty pays NOTHING as long as manufacturer warranties are.!, they should refund you a pretty penny – and are not treated as insurance therefore. Reached out to WSW to ask for their advice on your policy 300! Your financial outlay is usually shorter, and are not well thought of and, this! Stage, we thought it prudent to purchase one especially the good Sam ’ s is. And financing costs we individually tailor RV extended warranty company started offering this motorhome coverage in 2019 was and. To shop warranties to buyers that your extended warranty if/when we buy another motorhome… has. Left out any information or comments about coach Net when i bought my 40 diesel at... Financial impact if it is a vital part of the warranty claims tailor RV extended warranty so of... What kinds of expenses what that is selling you the warranty Administrator pay! 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